Mr. ZHANG, Corporate Business Director of China Construction Bank, Executive Deputy Director of Financial Inclusion Cooperation Committee of Asia Finance Cooperation Association(AFCA). During nearly 3 decades of his banking career, Mr. Zhang has been committed to vigorously innovating digital finance, promoting CCB’s inclusive finance business in line with the philosophy of “digitalized and platform-based ecosystem to empower SMEs”, innovating “Quick Loan for Small and Micro Businesses” series products, developing “CCB Huidongni” mobile financial service platform, and establishing the digital online business model which is recommended by China Financial Standardization Technical Committee as the Financial Industry Standard.