Mr. ZHU is a research fellow at Chinese Academy of Financial Inclusion (CAFI). Before joining CAFI, Dr. Zhu worked in University of Bath as research assistant in Sustainable Development Research Group (SDRG) and taught Introductory Economics for the Department of Economics. His specializations are environmental economics, behavioral economics and green finance. Dr Zhu received his PhD in Economics from University of Bath in 2021, his MRes in Economics with distinction from University of Bath in 2018 and his bachelor degree from University of International Relations in 2017.